Personal Finance

Description

Equipping students with the knowledge and skills needed to navigate their personal finances confidently; this book takes the fear out of financial planning.

• Clear examples show how personal financial planning works in practice.
• Accessible and jargon-free writing removes the fear from the prospect of financial planning, empowering students to take control of their personal finances.
• Current coverage. The text is updated regularly to take in to account recent developments in this fast-paced subject area.

New to this edition

• Recent developments in tax rates, intestacy laws, and pensions have been incorporated throughout
• Discussion of investments extended to include non-traditional investments
• Expanded coverage of topical issues such as ethical investment

About the Author(s)

Jane King, Senior Lecturer, Department of Accounting, Finance and Economics, Oxford Brookes, and Mary Carey, Former Lecturer in Accounting and Finance, Oxford Brookes

Table of Contents

1:Facing life decisions
2:Balancing your personal budget
3:Appreciating the limitations of financial regulation
4:Managing your debt
5:Understanding income tax and national insurance
6:Building your savings
7:Understanding capital gains tax and inheritance tax
8:Investing for the future
9:Buying your own home
10:Investing in buy-to-let property
11:Using insurance to manage your risks
12:Planning for your retirement
13:Making your will
14:Coping in a crisis
15:Bringing it all together

Reviews

This is a really useful book...I cannot think of a better book on the market. - Mr Ian Stephenson, Southampton Solent University

This is a clear, simple, well-presented, well-written and useful book. - Dr Lien Luu, University of Northampton

An easy to read text covering all the major areas of personal finance fully supported with examples, case studies an on-line resources. - Mr Karl Harper, Liverpool John Moores University

Personal Finance is essential reading for undergraduat es. King and Carey's extensive use of case studies is unique and together with clear definitions of key terms helps to demystify the world of personal finance. This text will help prepare students to make sound financial decisions throughout their life. - Annette Gillies, University of Portsmouth

It was easy to read which meant I could grasp and understand all the concepts effortlessly. - Sonia Cleave, student, Oxford Brookes University

It's simple and easy to follow... informative but not overwhelming. - Albijona Ferati

Additional Resources

The Online Resource Centre to accompany Personal Finance features:

For students:

Auto-marked multiple choice questions to accompany each chapter
Up-to-date information on tax, national insurance, and some of the key changes to financial products
Curated links to online sources of further information

For lecturers:

Two extended case studies to help develop student understanding of how to apply theory to practical, real-world problems
A full set of customisable PowerPoint slides for each chapter
Answers to selected exercises in the text