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Published: 08 March 2011

384 Pages | 5 illusrations

6-1/8 x 9-1/4 inches

ISBN: 9780195172959

Bookseller Code (06)

Truth in Lending

Theory, History, and a Way Forward

Thomas A. Durkin and Gregory Elliehausen

Financial Management Association Survey and Synthesis

  • No other work focuses comprehensively on the economic, behavioral, and legal aspects of Truth in Lending or other federal financial consumer protection measures. Other sources are either solely legal in their orientation (for example, case books) or are statements of advocates of one regulatory position or another (for example, testimony and lobbying materials).
  • The entire book concerns an ongoing public policy debate about the efficacy of financial disclosures as consumer protections. This debate began as long as 1960 with Congressional introduction of the original Consumer Credit Labeling Bill, now evolved into the massive federal financial disclosure regimes. Congress has amended Truth in Lending twenty five times since passage in 1968 and no year goes by without discussion of further amendments.

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