Olivia S. Mitchell is the International Foundation of Employee Benefit Plans Professor, Professor of Insurance and Risk Management and Business Economics and Public Policy, Executive Director of the Pension Research Council, and Director of the Boettner Center for Pensions and Retirement Research, all at the Wharton School of the University of Pennsylvania. Professor Mitchell's main interests are public and private pensions, insurance, and risk management, financial literacy, and social insurance. She received her MA and PhD degrees in Economics from the University of Wisconsin-Madison, and her BA in Economics from Harvard University.

P. Brett Hammond is Research Leader of the Client Analytics Group at the Capital Group. His research interests include finance, higher education, and public policy. Previously, he served as Managing Director and Head of Multi-Asset Class Applied Research at MSCI, Chief Investment Strategist at TIAA-CREF, and on the staff of The National Academies, and he was a member of the UCLA faculty. He received BA degrees in Economics and Political Science from the University of California at Santa Cruz and the Ph.D. from MIT. He is also Program Chair and Executive VP of the Institute for Research in Quantitative Finance (Q Group).

Stephen P. Utkus is principal and director of the Vanguard Center for Retirement Research; he is also a member of the senior leadership team of Vanguard's institutional retirement business in the U.S. The Center conducts and sponsors research on retirement savings in the United States. Mr. Utkus is also a Visiting Scholar at The Wharton School of the University of Pennsylvania, and he is a member of the Board of Trustees of the Employee Benefit Research Institute. He earned the MBA from the Wharton School.

Wändi Bruine de Bruin holds a University Leadership Chair in Behavioural Decision Making at the Leeds University Business School
Gordon L. Clark is Professor and Director of the Smith School of Enterprise and Environment at Oxford University
Robert Clark is Stephen Zelnak Professor of Economics and Professor of Management, Innovation and Entrepreneurship in the Poole College of Management
Janet Cowell is North Carolina's popularly-elected Treasurer
Martha Deevy is a Senior Research Scholar and Director of the Financial Security Division at the Stanford Center on Longevity
Maurizio Fiaschetti is Lecturer in Banking and Finance at the School of Oriental and African Studies
Raquel Fonseca is an Associate Professor at Université du Québec à Montréal
Keith Jacks Gamble is an Assistant Professor of Finance at DePaul University
P. Brett Hammond is Research Leader at the American Funds for Capital Group
Cynthia Hutchins is the Director of Financial Gerontology for Bank of America Merrill Lynch
Arie Kapteyn is a Professor of Economics and the Executive Director of the Dornsife College of Letters, Arts and Sciences Center for Economic and Social Research at the University of Southern California
Christine N. Kieffer is Senior Director of the FINRA Investor Education Foundation
Hugh Hoikwang Kim is an Assistant Professor of Finance in the Department of Finance at the University of South Carolina
Surya Kolluri manages Policy and Market Planning for the Merrill Lynch BAC-ML Global Wealth and Retirement Solutions Business
Raimond Maurer is the Chair of Investment, Portfolio Management, and Pension Finance at the Finance Department of Goethe University Frankfurt
Olivia S. Mitchell is the International Foundation of Employee Benefit Plans Professor, as well as Professor of Insurance/Risk Management and Business Economics/ Policy; Executive Director of the Pension Research Council; and Director of the Boettner Center for Pensions and Retirement Research, all at the Wharton School of the University of Pennsylvania
Gary R. Mottola is Research Director of the FINRA Investor Education Foundation
Peter Tufano is the Peter Moores Dean and Professor of Finance at the University of Oxford's Said Business School
Stephen P. Utkus is Principal and Director of the Vanguard Center for Retirement Research
Gema Zamarro is an Associate Professor and holds the 21st Century Endowed Chair in Teacher Quality at the Department of Education Reform at the University of Arkansas