Financial Capability and Asset Holding in Later Life

Margaret Sherrard Sherraden, PhD, is Professor, School of Social Work, University of Missouri-St. Louis, and Research Professor, Center for Social Development (CSD), Washington University in St. Louis.

Nancy Morrow-Howell, MSW, PhD, is the Ralph and Muriel Pumphrey Professor of Social Work and the Director of the Harvey A. Friedman Center for Aging at Washington University.

Michael Sherraden, MSW, PhD, is the Benjamin E. Youngdahl Professor of Social Development and founding director of the Brown School's Center for Social Development (CSD) at Washington University in St Louis. In 2010, Sherraden was listed on the Time 100 most influential people in the world.

Margaret Sherrard Sherraden, MA, PhD, is professor of social work at University of Missouri-St. Louis and research professor at Washington University in St. Louis. Her research focuses on adult and youth savings, financial capability, community development, and international volunteering and service. Recent books include Financial Capability and Asset Development: Research, Education, Policy, and Practice, edited with Julie Birkenmaier and Jami Curley (Oxford University Press, 2013); Striving to Save: Creating Policies for Financial Security of Low-Income Families, with Amanda Moore McBride (University of Michigan Press, 2010); and Kitchen Capitalism: Microenterprise in Low-Income Households, with Cynthia K. Sanders and Michael Sherraden (State University of New York Press, 2004). Currently, she is developing a financial capability and asset-building curriculum for social workers.

Nancy Morrow-Howell, MSW, PhD, is the Bettie Bofinger Brown Distinguished Professor of Social Policy at Washington University. She is the director of the University's Harvey A. Friedman Center for Aging. Her research focuses on the productive and civic engagement of older adults. She is editor of the book Productive Aging, published by Johns Hopkins University Press. Her research has contributed to understanding about programs, policies, and institutional arrangements that maximize the productive engagement of older adults while promoting positive outcomes for the individuals themselves. Her research has documented individual, family, and community outcomes associated with expanding work, volunteering, civic service, and caregiving by older adults. At the Brown School, she teaches gerontology courses as well as research methods. As director of the University's Center for Aging, she promotes gerontological research and education across disciplines, schools, and departments

Jacqueline L. Angel is professor of sociology and public affairs and an affiliate of the Population Research Center at the University of Texas at Austin. Her research encompasses the areas of sociology of aging and diversity, demography of Hispanics, and aspects of health and retirement security.

Amanda Barusch, MSW, PhD, holds appointments at the University of Utah and the University of Otago, New Zealand. She is the author of a major text, Foundations of Social Policy, and has published extensively on issues related to older adults. Her chapter on Native American elders appeared in Oxford University Press's 2006 Handbook of Social Work in Aging.

William R. Emmons, PhD, is an economist with the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis and adjunct professor of finance in Olin Business School at Washington University in St. Louis. He conducts research on household balance sheets, financial markets, and financial regulation.

Tracy Golden is an assistant professor in the Behavioral Science Department at Utah Valley University.

Ernest Gonzales, PhD, MSSW, is associate professor in the School of Social Work at Boston University. His fields of special interest include productive aging (employment, volunteering, caregiving, and education in later life), discrimination, and vulnerable populations (women, people of color, older adults).

Edward J. Gorman, III, JD, is chief community development officer with the National Community Reinvestment Coalition (NCRC). As chief membership and workforce officer with NCRC, he conceived and helped develop the term "Age-Friendly Banking." He has also served as a board member (1999-2010) and practiced labor law. He has spent 20 years leading organizations in the fields of workforce and economic development.

Jennifer C. Greenfield, MSW, PhD, is assistant professor in the Graduate School of Social Work at the University of Denver. Her areas of interest include long-term care policy, health policy, gerontological social work, and the relationship between health and wealth across the life course.

Jin Huang, PhD, is assistant professor in the School of Social Work, College for Public Health and Social Justice at the Saint Louis University. His fields of special interest include material hardship, financial capability, and asset building among disadvantaged populations.

Darrell L. Hudson, PhD, MPH, is assistant professor in the Brown School of Social Work at Washington University in St. Louis. His primary research interests center on exploring the social epidemiology of depression among African Americans. His research focuses on two critical determinants of health and health disparities: race/ethnicity and socioeconomic position.

Wilhelmina A. Leigh, PhD, is a senior research associate at the Joint Center for Political and Economic Studies. During her career, she has analyzed a variety of issues related to retirement security and asset building (or wealth creation) within communities of color.

Stipica Mudrazija, PhD, is a postdoctoral scholar at the Edward R. Roybal Institute on Aging, University of Southern California. His research focuses on the economics of aging and comparative social policy, especially the relationship between public and private intergenerational transfers and pension and health care systems sustainability in aging societies.

Yunju Nam, PhD, is associate professor in the School of Work at University at Buffalo, State University of New York. Her research interests include social policy, economic equality, and long-term economic security. She is particularly interested in asset-building policies and programs for vulnerable populations, including low-income families and older immigrants.

Bryan J. Noeth is a policy analyst with the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis. He has master's degrees in economics and finance and conducts research on household balance sheets.

Michelle Putnam, PhD, is associate professor in the School of Social Work at Simmons College. Her scholarship focuses on aging with disability and the intersection of aging and disability public policies and service delivery systems.

Trina R. Williams Shanks is associate professor in the School of Social Work at the University of Michigan. Her fields of interest include asset-building policy and practice across the life cycle; the impact of poverty and wealth on child development outcomes; and community and economic development, especially in urban areas.

Michael Sherraden, PhD, is George Warren Brown Distinguished University Professor at the George Warren Brown School of Social Work, and founder and director of the Center for Social Development, at Washington University in St. Louis. Sherraden is a prolific scholar known for testing social innovations and impacts on public policy.

Sehar N. Siddiqi is a graduate of Ohio State University and the University of Michigan Law School. She currently works and resides in Arlington, VA.

Molly Tovar, EdD, MAT, is director of the Kathryn M. Buder Center for American Indian Studies and Professor of Practice at the Brown School of Social Work at Washington University in St. Louis. She is coauthor of, A Cup of Cappuccino for the Entrepreneur's Spirit: American Indian Women Entrepreneurs' Edition.

Robert O. Zdenek, DPA, is director of National Neighbors Silver at the National Community Reinvestment Coalition. His work focuses on economic-security strategies for older adults. With over 30 years of leadership and management experience at national, state, and local levels, Dr. Zdenek has published over 20 articles. He is a part-time graduate faculty member at New School University.