Journals Higher Education



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Published: 22 June 2018

472 Pages

8-1/2 x 11 inches

ISBN: 9780190238568

Also Available As:


Bookseller Code (04)

Companion website

Financial Capability and Asset Building in Vulnerable Households

Theory and Practice

Margaret Sherraden, Julie Birkenmaier, and J. Michael Collins

  • This is the first book to focus on financially vulnerable households. Other texts on household (personal) finance have a middle- to upper-income focus. Financial challenges and choices of financially secure families are very different from those of financially vulnerable families.
  • The book promotes two unique conceptualizations: (1) financial capability depends not only on individual knowledge and behavior, but also on what is possible in the environment; and (2) it offers tools for practitioners for building assets in low-income households, beyond simply stabilizing income.
  • The reader learns about financial capability and asset building (FCAB) through the eyes of four families whose cases unfold over 23 chapters, and bespoke illustrations of the families bring a visual element to the page.
  • The authors combine a wealth of knowledge and perspective from social work and financial services backgrounds perfectly suited to tackle this topic.

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