Journals Higher Education

The Origins of the Ownership Society

How the Defined Contribution Paradigm Changed America

Edward A. Zelinsky

  • Describes how Americans save through IRAs, 401(k)s, 529 programs, FSAs, HRAs, HSAs, and other accounts which did not exist a generation ago
  • Discusses evolution of the concept of defined contribution
  • Considers current options for Baby Boomers and strategy for younger generations
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